:root{
  --navy:#0d3b56; --navy-700:#0a2e43; --navy-300:#3d6e8a;
  --teal:#1f7a8c; --teal-050:#e8f2f4;
  --terracotta:#c4622d; --terracotta-600:#a54f22;
  --sand:#f4ede2; --sand-200:#e6d9c4;
  --paper:#fffdfa; --ink:#1b2733; --ink-600:#4a5966; --line:#dfd8cc;
  --ok:#1a6b4a; --err:#a8321f;
  --r:10px; --r-lg:16px;
  --shadow:0 1px 2px rgba(13,59,86,.06),0 8px 24px rgba(13,59,86,.08);
  --wrap:1120px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,"Helvetica Neue",Arial,sans-serif;
  font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased;
}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;letter-spacing:-.02em;color:var(--navy-700)}
h1{font-size:clamp(2rem,5vw,3.1rem);letter-spacing:-.03em}
h2{font-size:clamp(1.55rem,3.4vw,2.2rem)}
h3{font-size:1.1rem;letter-spacing:-.01em}
p{margin:0 0 1em;max-width:68ch}
a{color:var(--teal)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{
  outline:3px solid var(--teal);outline-offset:2px;border-radius:4px}
img,svg{max-width:100%;height:auto}
.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:16px}
/* grid items default to a min-content floor; let them shrink instead */
.hero-grid>*,.final-grid>*,.row>*,.why-grid>*,.steps>*{min-width:0}
.section{padding:clamp(3rem,7vw,5.5rem) 0}
.eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.11em;text-transform:uppercase;color:var(--teal);margin:0 0 .7em}
.lede{font-size:clamp(1.02rem,2vw,1.2rem);color:var(--ink-600)}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:16px;z-index:100;background:var(--navy);color:#fff;padding:12px 18px;border-radius:var(--r)}

/* ---------- header ---------- */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,253,250,.94);
  backdrop-filter:saturate(1.6) blur(10px);border-bottom:1px solid var(--line)}
.hdr-in{display:flex;align-items:center;gap:20px;min-height:66px}
.logo{font-weight:700;font-size:1.16rem;letter-spacing:-.025em;color:var(--navy-700);text-decoration:none;white-space:nowrap}
.logo span{color:var(--terracotta)}
.nav{display:none;gap:20px;margin-left:auto}
.nav a{color:var(--ink-600);text-decoration:none;font-size:.94rem;font-weight:500}
.nav a:hover{color:var(--navy)}
.hdr-cta{margin-left:auto}
@media(min-width:1140px){.nav{display:flex}.hdr-cta{margin-left:0}}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;
  min-height:48px;padding:13px 26px;border-radius:var(--r);border:1px solid transparent;
  font:inherit;font-weight:600;font-size:1rem;text-decoration:none;cursor:pointer;
  transition:background-color .15s,transform .05s}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--terracotta);color:#fff;box-shadow:var(--shadow)}
.btn-primary:hover{background:var(--terracotta-600)}
.btn-sm{min-height:40px;padding:8px 17px;font-size:.92rem}
.btn-block{width:100%}

/* ---------- hero ---------- */
.hero{background:linear-gradient(168deg,var(--sand) 0%,#faf5ec 52%,var(--paper) 100%);
  border-bottom:1px solid var(--line);padding:clamp(2.5rem,6vw,4.5rem) 0 clamp(2.5rem,6vw,4rem)}
.hero-grid{display:grid;gap:clamp(2rem,4vw,3.5rem);align-items:start}
@media(min-width:960px){.hero-grid{grid-template-columns:1.06fr .94fr}}
.hero h1{margin-bottom:.45em}
.hero .lede{max-width:56ch}
.trust{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:1.6rem 0 0}
.trust li{display:flex;align-items:center;gap:7px;background:rgba(255,255,255,.75);
  border:1px solid var(--sand-200);border-radius:100px;padding:6px 14px 6px 11px;
  font-size:.87rem;font-weight:600;color:var(--navy)}
.tick{flex:none;width:15px;height:15px;color:var(--teal)}
.kw{margin-top:1.5rem;font-size:.95rem;color:var(--ink-600);max-width:60ch}

/* ---------- form ---------- */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:clamp(1.3rem,3vw,2rem);box-shadow:var(--shadow)}
.card h2{font-size:1.4rem;margin-bottom:.25em}
.card .sub{font-size:.94rem;color:var(--ink-600);margin-bottom:1.4rem}
.field{margin-bottom:14px}
.field label{display:block;font-size:.88rem;font-weight:600;color:var(--navy-700);margin-bottom:5px}
.req{color:var(--terracotta)}
.field input,.field select{
  width:100%;min-width:0;min-height:48px;padding:11px 13px;font:inherit;font-size:16px;color:var(--ink);
  background:#fff;border:1px solid var(--line);border-radius:var(--r);appearance:none;
  text-overflow:ellipsis}
.field select{
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%234a5966' d='M6 8 0 2l1.4-1.4L6 5.2 10.6.6 12 2z'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
.field input:hover,.field select:hover{border-color:var(--navy-300)}
.field input[aria-invalid="true"],.field select[aria-invalid="true"]{border-color:var(--err);background:#fdf5f3}
.err{display:none;font-size:.82rem;color:var(--err);margin-top:4px;font-weight:500}
.err.on{display:block}
.row{display:grid;gap:14px}
@media(min-width:560px){.row{grid-template-columns:1fr 1fr}}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-note{font-size:.79rem;color:var(--ink-600);margin:12px 0 0;line-height:1.5}
.status{display:none;margin-top:14px;padding:12px 14px;border-radius:var(--r);font-size:.9rem;font-weight:500}
.status.on{display:block}
.status.bad{background:#fdf0ed;color:var(--err);border:1px solid #f0cdc4}
.done{display:none;text-align:center;padding:1.5rem .5rem}
.done.on{display:block}
.done .mark{width:52px;height:52px;margin:0 auto 1rem;border-radius:50%;
  background:var(--teal-050);color:var(--ok);display:grid;place-items:center}
.done h3{font-size:1.25rem}
.done p{margin-inline:auto}

/* ---------- steps ---------- */
.steps{display:grid;gap:22px;margin-top:2.6rem;counter-reset:s}
@media(min-width:800px){.steps{grid-template-columns:repeat(3,1fr);gap:30px}}
.step{position:relative;padding-top:8px}
.step::before{counter-increment:s;content:counter(s);
  display:grid;place-items:center;width:42px;height:42px;margin-bottom:14px;
  border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:1.05rem}
.step p{font-size:.97rem;color:var(--ink-600);margin:0}

/* ---------- why ---------- */
.why{background:var(--teal-050);border-block:1px solid #d6e6e9}
.why-grid{display:grid;gap:20px;margin-top:2.4rem}
@media(min-width:760px){.why-grid{grid-template-columns:1fr 1fr;gap:22px 34px}}
.why-item{display:flex;gap:14px}
.why-item .ic{flex:none;width:36px;height:36px;border-radius:9px;background:#fff;
  color:var(--teal);display:grid;place-items:center;border:1px solid #cfe2e5}
.why-item h3{margin-bottom:.25em}
.why-item p{font-size:.95rem;color:var(--ink-600);margin:0}

/* ---------- faq ---------- */
.tbl{width:100%;border-collapse:collapse;margin:1.1rem 0 .6rem;font-size:.94rem;
  background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.tbl caption{caption-side:top;text-align:left;font-size:.86rem;color:var(--ink-600);padding:0 0 .5rem}
.tbl th,.tbl td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.tbl thead th{background:var(--sand);color:var(--navy-700);font-size:.84rem;
  text-transform:uppercase;letter-spacing:.05em;font-weight:700}
.tbl tbody tr:last-child td{border-bottom:0}
.tbl tbody tr.total{font-weight:600;background:#fbf8f2}
.tbl td:not(:first-child),.tbl th:not(:first-child){white-space:nowrap}
.scrollx{overflow-x:auto;-webkit-overflow-scrolling:touch}
@media(max-width:600px){
  .tbl{font-size:.84rem}
  .tbl th,.tbl td{padding:9px 10px}
  .tbl td:not(:first-child),.tbl th:not(:first-child){white-space:normal}
  .tbl thead th{font-size:.72rem;letter-spacing:.03em}
}
.fine{font-size:.82rem;color:var(--ink-600);max-width:72ch}
.costs h3{margin-top:2.2rem}

.area-grid{display:grid;gap:18px;margin-top:2.4rem}
@media(min-width:720px){.area-grid{grid-template-columns:1fr 1fr;gap:20px}}
.area-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:20px 22px}
.area-card h3{margin-bottom:.35em}
.area-card p{font-size:.94rem;color:var(--ink-600);margin:0 0 .7em}
.area-card .towns{font-size:.87rem;color:var(--navy);margin:0;font-weight:500}

.faq{margin-top:2.4rem;max-width:840px}
.faq details{border:1px solid var(--line);border-radius:var(--r);background:#fff;margin-bottom:11px}
.faq details[open]{border-color:var(--navy-300);box-shadow:var(--shadow)}
.faq summary{cursor:pointer;list-style:none;padding:17px 52px 17px 19px;position:relative;
  font-weight:600;font-size:1.02rem;color:var(--navy-700)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:21px;top:24px;width:9px;height:9px;
  border-right:2px solid var(--teal);border-bottom:2px solid var(--teal);
  transform:rotate(45deg);transition:transform .18s}
.faq details[open] summary::after{transform:rotate(-135deg);top:27px}
.faq .ans{padding:0 19px 17px}
.faq .ans p{font-size:.96rem;color:var(--ink-600);margin:0 0 .8em}
.faq .ans p:last-child{margin:0}

/* ---------- final cta ---------- */
.final{background:var(--navy);color:#e9f1f5;padding:clamp(3rem,7vw,5rem) 0}
.final h2,.final h3{color:#fff}
.final .card h2,.final .card h3{color:var(--navy-700)}
.final .lede{color:#b9d0dc}
.final-grid{display:grid;gap:2.2rem;align-items:center}
@media(min-width:900px){.final-grid{grid-template-columns:1fr 1fr;gap:3.5rem}}
.final .card{color:var(--ink)}

/* ---------- footer ---------- */
.ftr{background:var(--navy-700);color:#9fb8c6;font-size:.86rem;padding:2.8rem 0 2rem;line-height:1.6}
.ftr a{color:#cfe0e9}
.ftr-top{display:flex;flex-wrap:wrap;gap:18px 40px;justify-content:space-between;
  padding-bottom:1.6rem;border-bottom:1px solid rgba(255,255,255,.12)}
.ftr .logo{color:#fff;font-size:1.06rem}
.legal{margin-top:1.6rem;max-width:86ch}
.legal h3{color:#dbe8ee;font-size:.83rem;text-transform:uppercase;letter-spacing:.09em;margin-bottom:.7em}
.legal p{font-size:.82rem;color:#93aebd;max-width:none}
.ftr-btm{margin-top:1.8rem;padding-top:1.3rem;border-top:1px solid rgba(255,255,255,.12);
  display:flex;flex-wrap:wrap;gap:10px 26px;justify-content:space-between;font-size:.8rem}

/* ---------- consent ---------- */
/* CONSENT BAR — delete this block, the markup at #consent, and the
   consent section of the script to remove the cookie gate entirely. */
.consent{position:fixed;left:12px;right:12px;bottom:12px;z-index:90;display:none;
  background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  box-shadow:0 10px 40px rgba(13,59,86,.22);padding:16px 18px;
  gap:14px;align-items:center;flex-wrap:wrap;max-width:660px;margin-inline:auto}
.consent.on{display:flex}
.consent p{margin:0;font-size:.85rem;color:var(--ink-600);flex:1 1 260px;max-width:none}
.consent .acts{display:flex;gap:9px;flex:0 0 auto}
.btn-ghost{background:#fff;border-color:var(--line);color:var(--ink-600)}
.btn-ghost:hover{background:var(--sand)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-700)}

/* ---------- subpage components ---------- */
.crumbs{font-size:.83rem;color:var(--ink-600);padding:14px 0 0}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0}
.crumbs li::after{content:"›";margin-left:6px;color:var(--navy-300)}
.crumbs li:last-child::after{content:""}
.crumbs a{color:var(--teal);text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.crumbs [aria-current]{color:var(--ink-600)}

.subhero{background:linear-gradient(168deg,var(--sand) 0%,#faf5ec 58%,var(--paper) 100%);
  border-bottom:1px solid var(--line);padding:0 0 clamp(2.2rem,5vw,3.4rem)}
.subhero h1{font-size:clamp(1.85rem,4.4vw,2.9rem);margin-top:.5em}
.subhero .lede{max-width:62ch}
.subhero-grid{display:grid;gap:clamp(1.8rem,4vw,3rem);align-items:start;margin-top:1.6rem}
@media(min-width:980px){.subhero-grid{grid-template-columns:1.1fr .9fr}}
.subhero-grid>*{min-width:0}

.prose h2{margin-top:2.4rem}
.prose h3{margin-top:1.8rem}
.prose>h2:first-child,.prose>h3:first-child{margin-top:0}
.prose ul{padding-left:1.15em;margin:0 0 1.1em;max-width:68ch}
.prose li{margin-bottom:.5em}
.prose li::marker{color:var(--teal)}

.callout{background:var(--teal-050);border:1px solid #cfe2e5;border-left:4px solid var(--teal);
  border-radius:var(--r);padding:16px 19px;margin:1.6rem 0;max-width:72ch}
.callout p{margin:0;font-size:.95rem}
.callout p+p{margin-top:.7em}
.callout strong{color:var(--navy-700)}

.related{border-top:1px solid var(--line);padding:clamp(2.2rem,5vw,3.2rem) 0}
.related h2{font-size:1.3rem}
.linkgrid{display:grid;gap:10px;margin-top:1.2rem}
@media(min-width:620px){.linkgrid{grid-template-columns:1fr 1fr}}
@media(min-width:960px){.linkgrid{grid-template-columns:repeat(3,1fr)}}
.linkgrid a{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);
  padding:13px 16px;text-decoration:none;color:var(--navy-700);font-weight:600;font-size:.94rem;
  transition:border-color .15s,background-color .15s}
.linkgrid a:hover{border-color:var(--navy-300);background:var(--sand)}
.linkgrid a span{display:block;font-weight:400;font-size:.84rem;color:var(--ink-600);margin-top:3px}

.formwrap{padding:clamp(2.6rem,6vw,4rem) 0;background:var(--teal-050);border-top:1px solid #d6e6e9}
.formwrap .inner{display:grid;gap:2rem;align-items:start}
@media(min-width:900px){.formwrap .inner{grid-template-columns:1fr 1fr;gap:3rem}}
.formwrap .inner>*{min-width:0}
.cardlinks{margin:.6rem 0 0;font-size:.88rem;line-height:1.9}
.cardlinks a{color:var(--teal);text-decoration:none;font-weight:600}
.cardlinks a:hover{text-decoration:underline}

/* ---------- blog ---------- */
.article{padding:clamp(2rem,5vw,3.2rem) 0 clamp(2.4rem,6vw,4rem)}
.article-head{max-width:760px}
.article-head h1{font-size:clamp(1.9rem,4.2vw,2.75rem);margin-top:.45em}
.article-meta{font-size:.85rem;color:var(--ink-600);margin:1rem 0 0;
  display:flex;flex-wrap:wrap;gap:6px 16px;align-items:center}
.article-meta .dot{color:var(--sand-200)}
.article-body{max-width:760px;margin-top:2.2rem}
.article-body h2{font-size:clamp(1.35rem,2.6vw,1.75rem);margin-top:2.5rem}
.article-body h3{margin-top:1.8rem}
.article-body>h2:first-child{margin-top:0}
.article-body ul,.article-body ol{padding-left:1.2em;margin:0 0 1.2em;max-width:68ch}
.article-body li{margin-bottom:.55em}
.article-body li::marker{color:var(--teal)}
.article-body .tbl{margin-top:1.3rem}

.toc{background:var(--sand);border:1px solid var(--sand-200);border-radius:var(--r);
  padding:16px 20px;margin:0 0 2rem;max-width:560px}
.toc p{font-size:.78rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;
  color:var(--navy-700);margin:0 0 .6em}
.toc ol{margin:0;padding-left:1.1em;font-size:.92rem}
.toc li{margin-bottom:.3em}
.toc a{color:var(--teal);text-decoration:none}
.toc a:hover{text-decoration:underline}

.postlist{display:grid;gap:16px;margin-top:2.4rem}
@media(min-width:760px){.postlist{grid-template-columns:1fr 1fr;gap:18px}}
.postcard{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:22px 24px;display:flex;flex-direction:column}
.postcard h2{font-size:1.16rem;margin-bottom:.4em;letter-spacing:-.015em}
.postcard h2 a{color:var(--navy-700);text-decoration:none}
.postcard h2 a:hover{color:var(--teal)}
.postcard p{font-size:.93rem;color:var(--ink-600);margin:0 0 1em;flex:1}
.postcard .when{font-size:.79rem;color:var(--ink-600);margin:0;
  text-transform:uppercase;letter-spacing:.06em}
.endcta{background:var(--navy);color:#e9f1f5;border-radius:var(--r-lg);
  padding:clamp(1.5rem,3vw,2.2rem);margin-top:3rem;max-width:760px}
.endcta h2{color:#fff;margin-top:0;font-size:1.35rem}
.endcta p{color:#b9d0dc;font-size:.97rem}
.endcta .btn{margin-top:.4rem}

/* ---------- glossary ---------- */
.term{border-top:1px solid var(--line);padding:18px 0}
.term:first-of-type{border-top:0}
.term h3{margin:0 0 .15em;font-size:1.08rem;color:var(--navy-700)}
.term .term-en{margin:0 0 .5em;font-size:.82rem;font-weight:600;letter-spacing:.04em;
  text-transform:uppercase;color:var(--teal)}
.term p:last-child{margin:0;font-size:.96rem;color:var(--ink-600);max-width:72ch}
.term a{font-weight:600}
.toc.wide{max-width:820px}
.toc.wide ol{columns:2;column-gap:28px}
@media(min-width:760px){.toc.wide ol{columns:3}}